How to Pay SIP in Nepal: eSewa, Khalti & Connect IPS Guide
So, you did the hard work. You researched the market, opened your Demat account, and successfully registered for an open-ended…
🇳🇵 Made for Nepal Capital Market
Nepal's Smartest SIP Calculator for NEPSE Investors
Plan your mutual fund investments with precision. Visualize returns and grow your wealth with SIP Calculator Nepal.
✅ 50,000+ Calculations
🆓 100% Free & Accurate
🏛️ SEBON Compliant
Free SIP Calculator Nepal
SIP · Lumpsum · Step-Up SIP · Goal Planner — Accurate Nepal investment formulas
Monthly Investment (NPR)
रू 5,000
Investment Period
10 Years
Expected Annual Return
12%
💡 Nepal equity mutual funds historically return 10–18% p.a.
Maturity Value
रू —
Calculating…
Total Invested
—
Est. Returns
—
Return %
—
CAGR p.a.
—
Wealth Gain Ratio
—
Portfolio Split
Invested
Returns
| Period | Invested (रू) | Returns (रू) | Total Value (रू) | Gain % |
|---|---|---|---|---|
| Calculating… | ||||
Why SIP Calculator NP?
Built for Nepal Investors
The most accurate, free SIP calculator designed specifically for NEPSE mutual fund investors.
Accurate Formulas
Verified against NabilInvest, Nicasia Capital and major Nepal AMCs.
4 Calculator Modes
SIP, Lumpsum, Step-Up SIP, and Goal Planner in one place.
Dividend Plans
Lumpsum supports Growth, DRIP, and Cash Dividend payout modes.
Instant Results
Real-time calculation with yearly & monthly breakdown tables.
100% Private
All calculations in your browser. No data stored, no login needed.
Mobile Friendly
Perfectly optimized for all Nepal smartphones and screens.
How It Works
3 Simple Steps
1
Choose Mode
Pick SIP, Lumpsum, Step-Up, or Goal Planner.
2
Enter Amount
Set investment amount, duration, and expected return.
3
See Results
Get maturity value, CAGR, and full year/month breakdown.
4
Plan & Invest
Use insights to start your Nepal mutual fund SIP.
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FAQ
Frequently Asked Questions
Everything you need to know about SIP investing in Nepal.
What is SIP and how does it work in Nepal?
SIP (Systematic Investment Plan) lets you invest a fixed amount monthly in NEPSE-listed mutual funds. Units are allocated at the current NAV. Over time, you benefit from rupee-cost averaging and the power of compounding.
What is the minimum SIP amount in Nepal?
Most Nepali mutual funds accept a minimum SIP of रू 100–500 per month. Popular funds like Nabil Equity Fund, NMB Sulav, and Siddhartha Equity Fund typically start at रू 500/month.
How accurate is this SIP calculator?
Our calculator uses the standard SIP compound interest formula: M = P × ({[1 + r]^n – 1} / r) × (1 + r). It gives accurate projections assuming a constant annual return rate. Actual market returns vary.
Can I change my SIP amount midway?
Yes. Most Nepali mutual fund schemes allow you to modify, pause, or stop your SIP with a notice period. Contact your fund registrar or use your Mero Share account.
What return rate should I use for Nepal mutual funds?
Historically, NEPSE equity mutual funds have delivered 10–18% annualised returns over 5+ year periods. Use 10–12% for conservative estimates, 14–16% for moderate, and 16–18% for optimistic scenarios.
Is this calculator completely free?
Yes — SIP Calculator NP is 100% free. No registration, no hidden fees. All calculations run entirely in your browser; we never store or transmit your financial data.
What is NAV and why does it matter for SIP?
NAV (Net Asset Value) is the per-unit price of a mutual fund, recalculated daily. In SIP, your monthly amount buys more units when NAV is low and fewer when it is high — this is the rupee-cost averaging benefit.
How do I redeem my SIP investments in Nepal?
Log in to your Mero Share account or contact your fund's registrar to submit a redemption request. Most open-ended funds process redemptions within T+3 working days at the prevailing NAV.
SIP Calculator for Nepal Mutual Fund Investors (2025)
SIP Calculator NP is Nepal's most accurate free SIP (Systematic Investment Plan) calculator, built specifically for NEPSE mutual fund investors. Whether you invest in Nabil Flexi Cap, NMB Saral Bachat Fund, NIBL Sahabhagita, Laxmi Equity Fund, or any other open-ended mutual fund in Nepal, our calculator gives you precise return projections matching the formulas used by Nepal's leading AMCs.
How to Use This SIP Calculator
- Select your calculator mode: SIP (monthly investment), Lumpsum (one-time), Step-Up SIP (annual increment), or Goal Planner (reverse calculation).
- Enter your monthly investment amount in NPR (e.g. रू 5,000 per month).
- Set the investment duration in years (1–40 years) and expected annual return rate.
- Click Calculate Returns to see: Total Invested, Expected Returns, CAGR, and Wealth Gain Ratio.
- View the yearly breakdown table or monthly installment table for detailed projections.
Nepal SIP Calculator Formula
Our SIP formula uses standard monthly compounding: FV = P × [((1 + r/12)^n - 1) / (r/12)] × (1 + r/12) — matching NabilInvest and SEBON guidelines. Our Lumpsum formula uses annual compounding: FV = P × (1 + r/100)^n — matching Nicasia Capital's calculator.
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