This guide covers Nabil Flexi Cap Fund specifically: its investment approach, how to start a SIP, and where to verify NAV, distributions and charges. Read the current scheme documents before deciding whether it fits your goal.
You are not looking for a generic “Nabil Bank” brochure. The scheme is managed under Nabil Investment Banking. The everyday phrase “Nabil Bank SIP” is broader — it often means NI 31 or Flexi Cap. This page is only about Flexi Cap.
Nabil Flexi Cap Fund is an open-ended scheme managed by Nabil Investment Banking. Compare its mandate, costs and risks before choosing it. The Nabil name does not guarantee returns.
What “Flexi Cap” means in practice
A flexi-cap style mandate typically lets the fund manager allocate across large, mid and smaller companies within the rules written in the scheme document — rather than locking the portfolio to one market-cap bucket forever.
That flexibility is not a promise of higher returns. It changes what the manager is allowed to hold, which changes the risk shape of the fund.
Before you start a SIP:
- Read the current scheme information document/factsheet from Nabil Investment Banking.
- Check the investment objective in the manager’s own words.
- Check fees, exit load and SIP rules on that same document — not on social media screenshots.
I am deliberately not inventing a one-line “objective” or a minimum SIP amount here. Those belong on the official sheet, and quoting a stale number would be worse than linking you to the source.
What Makes This Fund Different?
“Flexi cap” describes the scheme’s investment flexibility across company sizes within its stated mandate. Flexibility can help or hurt performance depending on the manager’s decisions and market conditions. Read the current Nabil Invest scheme documents for the exact limits.
Market capitalisation groups listed companies by their market value. A larger company is not automatically stable, and a smaller one is not guaranteed to grow faster. Read the fund’s current portfolio and investment limits to see how this mandate is actually used.
The manager may change allocations among eligible holdings under the scheme’s rules. That discretion does not mean it can predict which sector will outperform, and it does not remove equity-market risk.
A shift between banking and hydropower holdings could change the fund’s risk and return. Check its latest portfolio disclosure to see what it owns; do not assume the manager can time a sector move profitably.
NAV, performance and dividends
NAV
Track period NAVs for Nepal open-ended schemes on our Monthly NAV updates (/nav/monthly/), and always cross-check against Nabil Investment Banking’s own publication when you need an official figure for a decision.
Calculator
Use the SIP calculator to compare hypothetical contribution and return scenarios. Its output is an illustration based on assumed rates, not a prediction of this fund’s NAV or your realised return.
Dividends
Past dividends do not predict future payouts. For context across Nepali schemes, see SIP dividend history and the fund manager’s own notices. Do not trust tip-sheet images from Facebook groups as your source of truth.
Historical Returns and Dividend Performance
Nabil Invest reports cash distributions of 5% for FY 2080/81 and 9% for FY 2081/82 on its official Flexi Cap Fund page: https://nabilinvest.com.np/investment-banking/mutual-funds/nabil-flexi-cap-fund/ . These are historical distributions, not guaranteed annual investment returns. Assess NAV changes and cash paid together.
Let’s look at its recent performance:
- FY 2080/81: The fund delivered a 5% cash dividend.
- FY 2081/82: 9% cash distribution on outstanding unit capital, according to Nabil Invest. This was a past payout, not the investor’s total return.
- Later fiscal years: check Nabil Invest’s current distribution notices; do not infer a payout from this historical list.
NAV is the value of one fund unit at a particular valuation date. It can rise or fall as the portfolio changes, and a cash distribution can reduce NAV when paid out. A past NAV level or dividend does not show how much your own SIP has earned; compare your transaction dates, units, cash received and current NAV.
Nabil Flexi Cap Fund SIP: What It Is and How to Invest
How to Start a Nabil Flexi Cap Fund SIP Online
Nabil Investment Banking provides an online registration route for this scheme. Screens and document requirements can change, so begin at its official mutual fund site and check each form before submitting personal or payment details.
Step 1: Creating Account with Nabil Investment
At first, you need to create an Account with Nabil Investment.
- Go to Nabil Investment Mutual Fund Page, click here,
- Now click/tap on ‘Sign up’,
- Now in ‘Create a New Account’ section here you have to fill out all the details as shown in the screenshot,
- Choose ‘Account Type’ as Individual if you are registering as Person (not Firm/Organization),
- Choose your Depository Participant (DP – Where is your DEMAT Account), here i am choosing NIC Asia Bank. If you have Demat on Nabil Bank then Choose Nabil Investment Banking.
- Now enter the last eight digit (Called ‘Client ID’) of your DEMAT,
- Enter your Mobile No. and then Email Address, after adding email tap on ‘Send OTP’,
- Now enter the OTP to validate the mail. You can check the OTP that has been received in your Mail (Gmail or any other),
- Now fill out your Bank Details (You can also enter any other BFIs details besides the same Bank in DEMAT),
- Now upload the Demat Confirmation file by tapping/clicking on Upload,
- Now set a PIN that is required while logging in to your account,
- After that check the terms and then tap on Create Account,
That’s All.
Step 2: Starting SIP with Nabil Investment
- Go to Nabil Invest: Visit the official Nabil Investment Banking website. Click here and enter the Login Details that we created above.
- Click on SIP Registration: Look for the Systematic Investment Plan section. Find the Start SIP and tap on it (shown under Transact),
- Choose Mutual Fund Scheme: Now choose the Mutual Fund Scheme where you want to Invest. As there are two SIP in Mutual Fund by Nabil Investment, select the one you prefer.
- Configure your SIP plan: choose a contribution amount and interval from the options the official portal currently offers. Confirm the current minimum with Nabil Invest before submitting.
- Set your amount: review the selected contribution, frequency and total plan details before you subscribe.
- Choose the SIP Model: Choose the Model as ‘Limited’ if you want to invest for certain period,
- Set Interval: Choose the Term (Year or Months) upto you want to invest into SIP.
- Subscribe: After configuring all tap on Subscribe,
- Declare the Source of Fund: Now you have to choose the source of fund as per your current Job status, and tap on I Agree & Continue,
- Confirm the SIP: Now here you will see the details of your SIP Plan, so make sure all are correct and as per you. Now choose the Payment Method and tap on Confirm & Pay,
- That’s all to start Nabil Flexi Cap Fund SIP online.
Who this scheme may suit — and who should pause
May be worth studying if you:
- Want equity-oriented mutual fund SIP exposure under a flexi-cap style mandate
- Already understand that unit value can fall.
- Have an emergency fund outside this investment.
- Can leave the money for a multi-year horizon
Pause/get advice if you:
- Need capital protection or a fixed maturity amount
- Are investing money you might need within a year or two
- Have not read the scheme document
- Are choosing Flexi Cap only because a relative said “Nabil is safe” without reading the mandate
This site does not recommend a specific scheme. Compare mandate, charges, overlap with funds you already hold, and your own time horizon.
Is This the Right Fund for You?
Before you pull the trigger, you should make sure this scheme matches your financial timeline.
An equity-oriented fund may be unsuitable for money you need in the next two or three years because unit values can fall when you need to redeem. A longer horizon gives more time to absorb volatility but does not guarantee that this scheme will beat inflation or suit every investor. Review the portfolio, fees and your ability to tolerate losses before investing.
Frequently asked questions
No. “Nabil Bank SIP” is a search phrase. Flexi Cap is one scheme under Nabil Investment Banking.
Use the official Nabil Investment Banking mutual fund portal at https://mutualfund.nabilinvest.com.np/auth to access the Flexi Cap login page. Confirm the address on Nabil Investment Banking’s own website before entering your credentials.
No. You need Demat + BOID. A Nabil account only makes nBank payment more convenient.
On monthly NAV pages (/nav/monthly/) and on Nabil Investment Banking’s official publication.
Yes, in principle — each scheme has its own mandate and usually its own paperwork. More schemes mean more logins. They do not automatically mean better diversification in a small market.
No. Educational content only. Confirm every rule and figure with the issue manager before you act.
Conclusion
Nabil Flexi Cap Fund offers an open-ended way to invest regularly under its stated mandate. Before registering, read the latest Nabil Invest documents, confirm the current minimum contribution and charges, and compare its portfolio with funds you already hold. Choose a contribution you can sustain without relying on a particular dividend or future return.
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