When you finally decide to take a step toward financial freedom and start investing in the Nepalese stock market, trust is everything. You want your hard-earned money managed by an institution that isn’t going anywhere. Because Nabil Bank is one of the largest and most respected commercial banks in Nepal, the very first search many beginners do is for a Nabil Bank SIP.
People naturally feel safer attaching their investments to a banking giant. But how exactly does it work? Do you walk into a bank branch and hand them cash? Not exactly. Let’s break down everything you need to know about starting a Nabil Bank SIP, the actual schemes they offer, and how you can set it all up from your smartphone.
Understanding Nabil Invest (The Capital Manager)
The very first thing you need to know is that commercial banks themselves don’t directly trade your mutual fund units. They use their specialised subsidiary companies.
When you start a Nabil Bank SIP, your money is actually being managed by Nabil Investment Banking Limited (commonly known as Nabil Invest). They are the expert financial wing of Nabil Bank, dedicated entirely to capital market activities. This is a huge advantage because you get the strict regulatory safety of a massive commercial bank combined with the aggressive stock market expertise of dedicated fund managers.
Which Mutual Fund Schemes Can You Choose?
To run a Systematic Investment Plan, you have to invest in “open-ended” mutual funds. Nabil Invest currently offers two highly attractive open-ended schemes for regular investors:
Nabil Flexi Cap Fund: If you want aggressive growth and are planning to invest for 5 to 10 years, this is the flagship option. The managers of this fund have the “flexibility” to move your money between large, established companies and smaller, high-growth companies, depending on what the NEPSE is doing. It has a fantastic track record, recently delivering a 9% cash dividend.
NI 31: This is Nabil Invest’s newest open-ended scheme. It is designed to capture long-term wealth by building a highly diversified portfolio. If you are looking to start a fresh SIP and want to get in on the ground floor of a massive capital builder, this is a brilliant set-and-forget option.
How to Start Your Nabil Bank SIP Online
The best part about modern investing is that you don’t need to stand in long banking lines to get started. Assuming you already have a Demat account and a CRN number, here is exactly how to start your investment digitally:
At first, you need to create an Account with Nabil Investment.
- Go to Nabil Investment Mutual Fund Page, click here,
- Now click/tap on ‘Sign up’,
- Now in ‘Create a New Account’ section here you have to fill out all the details as shown in the screenshot,
- Choose ‘Account Type’ as Individual if you are registering as Person (not Firm/Organization),
- Choose your Depository Participant (DP – Where is your DEMAT Account), here i am choosing NIC Asia Bank, if you have Demat on Nabil Bank then Choose Nabil Investment Banking,
- Now enter the last eight digit (Called ‘Client ID’) of your DEMAT,
- Enter your Mobile No. and then Email Address, after adding email tap on ‘Send OTP’,
- Now enter the OTP to validate the mail, you can check the OTP that has been received in your Mail (Gmail or any other),
- Now fill out your Bank Details (You can also enter any other BFIs details besides the same Bank in DEMAT),
- Now upload the Demat Confirmation file by tapping/clicking on Upload,
- Now set a PIN that is required while logging in to your account,
- After that check the terms and then tap on Create Account,
- After creating account Enter the Login Details and tap/click Login,
- Now from Dashboard find the Start SIP option and tap on it (shown under Transact),
- Now choose the Mutual Fund Scheme where you want to Invest (as there are two SIP in Mutual Fund by Nabil Investment either Nabil Flexi Cap or NI31),
- Now set the SIP requirements as per your need,
- Enter the Installment Amount, Set Installment Interval as Monthly, Quarterly or Semi-Annually or Annually as per your need,
- Choose the Model as ‘Limited’ if you want to invest for certain period,
- After configuring all tap on Subscribe,
- Now you have to choose the source of fund as per your current Job status, and tap on I Agree & Continue,
- Now here you will see the details of your SIP Plan, so make sure all are correct and as per you. Now choose the Payment Method and tap on Confirm & Pay,
- That’s all to start Nabil Flexi Cap Fund or NI31 SIP online easily within few minutes.
Why Choose This Option?
There are dozens of capital management companies in Nepal, so why go with a Nabil Bank SIP? It really comes down to infrastructure and reliability. Nabil Invest has one of the most seamless digital platforms in the country. Their dashboard makes it incredibly easy to track your portfolio, and setting up automated monthly payments (e-Mandates) through Connect IPS or digital wallets is practically flawless. You are paying for peace of mind.
Conclusion
Investing in SIP in trusted financial manager is one of the safest decisions that you can make in SIP. If you want a reliable, growth-focused and highly progressive scheme for your SIP, then Nabil Bank SIP are greate choice in Nepal. For clarity, instead of Nabil Bank, it’s subsidy Nabil Investment Banking is facilitating this SIP Services with two high-potential schemes, Nabil Flexi Cap Fund and NI31. So, choose between their aggressive Flexi Cap Fund or the new NI 31, automate your monthly deductions, and let one of the country’s most trusted financial teams build your wealth for the next decade.
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