Nabil SIP is one of the most-searched mutual fund phrases in Nepal. People know the bank name, then get stuck because the SIP is not run from the branch counter. It is run by Nabil Investment Banking, the capital market arm. Two schemes people commonly look for are NI 31 and Nabil Flexi Cap Fund.
That separation explains most of the confusion:
- Your mobile banking app can often pay into it, but it is not the place that shows your full SIP record.
- Your units sit under your BOID in your Demat account.
- Registration, statements and unit history live on the Nabil Investment Banking portal.
If you only want the Flexi Cap scheme in depth, use Nabil Flexi Cap Fund SIP. If you only need login links, use the SIP login directory.
Understanding Nabil Invest (The Capital Manager)
The very first thing you need to know is that commercial banks themselves don’t directly trade your mutual fund units. They use their specialized subsidiary companies.
When you start a Nabil Bank SIP, your money is actually being managed by Nabil Investment Banking Limited (commonly known as Nabil Invest). They are the expert financial wing of Nabil Bank, dedicated entirely to capital market activities. This is a huge advantage. That’s because you get the strict regulatory safety of a massive commercial bank. In addition, you have the aggressive stock market expertise of dedicated fund managers.
Which Mutual Fund Schemes Can You Choose?
To run a Systematic Investment Plan, you have to invest in “open-ended” mutual funds. Nabil Invest currently offers two highly attractive open-ended schemes for regular investors:
Nabil Flexi Cap Fund: If you want aggressive growth and are planning to invest for 5 to 10 years, this is the flagship option. The managers of this fund have the “flexibility” to move your money between large, established companies and smaller, high-growth companies. They do this depending on what the NEPSE is doing. It has a fantastic track record. Recently, it delivered a 9% cash dividend.
NI 31: This is Nabil Invest’s newest open-ended scheme. It is designed to capture long-term wealth by building a highly diversified portfolio. If you are looking to start a fresh SIP, you can get in on the ground floor of a massive capital builder. This is a brilliant set-and-forget option.
Historical Returns and Dividend Performance
When you start a Nabil flexi cap fund SIP, you aren’t just hoping for the best; you are looking at a fund with a solid, proven track record. As an open-ended mutual fund, it rewards its investors through cash dividends based on the profits it generates throughout the fiscal year.
Let’s look at its recent performance:
- FY 2080/81: The fund delivered a 5% cash dividend.
- FY 2081/82: The fund flexed its aggressive growth strategy and delivered an impressive 9% cash dividend.
Beyond just the cash payouts, the NAV (Net Asset Value) has remained highly competitive. This means that even when you aren’t receiving a direct cash dividend, the underlying value of your mutual fund units continues to compound and grow over time.
What you need before registering
- 16-digit BOID from your Demat account
- Citizenship details — name and date of birth exactly as printed
- An email address you actually open — OTPs and recovery go there
- Mobile number
- Bank account details for the payment side
A Nabil bank account is not required to invest in a Nabil Investment Banking scheme. It only makes the nBank payment route available. If you bank elsewhere, ConnectIPS is the usual path.
New to the whole stack? Start here: How to open a SIP account in Nepal.
Nabil Bank SIP: Registration, Login and Payment Guide
How to Start Your Nabil Bank SIP Online
The best part about modern investing is that you don’t need to stand in long banking lines to get started. Assuming you already have a Demat account and a CRN number, here is exactly how to start your investment digitally:
At first, you need to create an Account with Nabil Investment.
- Go to the Nabil Investment Mutual Fund Page, click here,
- Now click/tap on ‘Sign up’,
- Now, in the ‘Create a New Account’ section, you have to fill out all the details as shown in the screenshot,
- Choose ‘Account Type’ as Individual if you are registering as a person (not Firm/Organization),
- Choose your Depository Participant (DP – Where is your DEMAT Account); here I am choosing NIC Asia Bank. If you have Demat on Nabil Bank, then choose Nabil Investment Banking,
- Now enter the last eight digits (Called ‘Client ID’) of your DEMAT,
- Enter your Mobile No. and then Email Address. After adding the email, tap on ‘Send OTP’,
- Now enter the OTP to validate the mail; you can check the OTP that has been received in your Mail (Gmail or any other),
- Now fill out your Bank Details (You can also enter any other BFI’s details besides the same Bank in DEMAT),
- Now upload the Demat Confirmation file by tapping/clicking on Upload,
- Now set a PIN that is required while logging in to your account,
- After that check the terms and then tap on Create Account,
- After creating account Enter the Login Details and tap/click Login,
- Now from Dashboard find the Start SIP option and tap on it (shown under Transact),
- Now choose the Mutual Fund Scheme where you want to Invest (as there are two SIP in Mutual Fund by Nabil Investment either Nabil Flexi Cap or NI31),
- Now set the SIP requirements as per your need,
- Enter the Installment Amount, Set Installment Interval as Monthly, Quarterly or Semi-Annually or Annually as per your need,
- Choose the Model as ‘Limited’ if you want to invest for certain period,
- After configuring all tap on Subscribe,
- Now you have to choose the source of fund as per your current Job status, and tap on I Agree & Continue,
- Now here you will see the details of your SIP Plan, so make sure all are correct and as per you. Now choose the Payment Method and tap on Confirm & Pay,
- That’s all to start Nabil Flexi Cap Fund or NI31 SIP online easily within few minutes.
Nabil SIP login
Login portal: click here,
Your Nabil SIP login is not:
- your nBank / mobile banking login
- your MeroShare login
After login, you should be able to see unit balance, transactions and statements on the capital portal dashboard. If the dashboard is empty right after your first payment, wait for allotment against NAV — units are not instant the second money leaves your bank.
More login troubleshooting across all managers: SIP login in Nepal.
Why Choose Nabil Flexi Cap Fund?
There are dozens of capital management companies in Nepal, so why go with a Nabil Bank SIP? It really comes down to infrastructure and reliability. Nabil Invest has one of the most seamless digital platforms in the country. Their dashboard makes it incredibly easy to track your portfolio. Setting up automated monthly payments (e-Mandates) through Connect IPS and also the direct standing instruction using your Nabil Bank’s nBank Mobile banking. You are paying for peace of mind.
What Makes Nabil Bank SIP Different?
To understand why the Nabil Flexi Cap Fund SIP is so highly recommended, you have to look at those two words: “Flexi Cap.”
In the stock market, companies are usually categorized by their size (market capitalization). There are large-cap companies (massive, stable banks and corporations) and small-cap companies (smaller, riskier businesses with huge growth potential).
Many mutual funds are strictly locked into investing in just one category. A Flexi Cap fund removes those chains. The fund managers at Nabil Invest have the total freedom to dynamically shift your money between large, medium, and small companies. They do this depending on where the market is moving.
For example, if the banking sector fails to perform well in the market, on the other hand, if the hydropower sector is booming, they can quickly increase investment in that sector to grab the profit. So, this powerful tool set by them makes it an incredibly powerful tool for navigating the ups and downs of the NEPSE.
Paying your Nabil SIP installment
Through nBank (if you hold a Nabil account)
For Nabil account holders, this is usually the shortest path. You already have a dedicated walkthrough on this site: nBank SIP payment automation for Nabil SIP (/nbank-sip-payment-automation-for-nabil-sip/).
Keep that guide as the step-by-step for the app. This page stays focused on the overall Nabil SIP map, so we do not duplicate the same click path in two places.
Through ConnectIPS (any bank)
Use this if you bank outside Nabil, or if you want a standing instruction style flow where the fund manager / ConnectIPS path supports it.
Typical shape:
- Start payment from the portal or from ConnectIPS as the merchant flow requires.
- Select the Nabil Investment Banking / mutual fund merchant label exactly as shown.
- Enter the client ID including the transaction PIN that you set,
- Confirm amount and finish on a success screen.
- Keep the reference number until units appear.
A “purchase request” without a completed payment buys nothing. Always reach a success screen; you can also get the purchase confirmation after some days at your registered email.
Wallets and other channels
Supported channels can change. Before you rely on eSewa, Khalti or any wallet, confirm on the official Nabil Investment Banking payment instructions for your Nabil Bank SIP scheme.
For automation ideas across managers, see SIP e-mandate process.
Common Nabil SIP problems
Paid but no units showing.
Check the bank statement first. No debit means the payment never completed. If money left, keep the reference and allow the allotment window — units follow NAV application, not the payment second.
Purchase request sitting unpaid.
Request and payment are separate. Pending request = no units.
Registration rejected.
Usually a name or date-of-birth mismatch against citizenship, or incomplete KYC at the DP.
Festival-season delays.
Around Dashain and Tihar, processing often slows. Pay a few days early in those months or later, or follow the exact installment to be disciplined in SIP investment.
Frequently asked questions (FAQ)
In everyday speech, yes. Formally, Nabil Investment Banking manages the schemes; Nabil Bank is the commercial bank.
No. You need Demat + BOID. A Nabil account only unlocks the nBank payment convenience.
You can directly search for Nabil SIP Login in search engine.
On the Nabil Investment Banking portal after logging in. General approach: How to check my SIP portfolio.
Yes, subject to scheme rules and any exit load. See How to close a SIP online (/how-to-close-sip/), then follow Nabil Invest’s current redemption process.
Different mandates, different risk shapes. Read both scheme documents against your horizon and what else you already hold.
Next step
Before your next installment, run your monthly amount and years with your expected return through the SIP calculator twice — once with a conservative assumed return, once with an optimistic one. The gap between those two results is the honest range. If your goal only works in the optimistic case, adjust the plan now.
Conclusion
Investing in SIP with a trusted financial manager is one of the good decision that you can make in SIP. If you want a reliable, growth-focused and highly progressive scheme for your SIP, then Nabil Bank SIP is a great choice in Nepal. For clarity, instead of Nabil Bank, it’s Nabil Investment Banking that is facilitating these SIP Services with two high-potential schemes, Nabil Flexi Cap Fund and NI31. So, choose between their aggressive Flexi Cap Fund or the new NI 31, automate your monthly deductions, and let one of the country’s most trusted financial teams build your wealth for the next decade.
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