If you have been searching for NIC Asia Mini SIP, NIC Asia ELIS, or simply SIP NIC Asia, you usually want to know about NIC ASIA SIP. Here are my answers to three practical questions: where to register, which login is the real one, and how to complete the SIP payment to NIC Asia without the money disappearing into a pending request?
This guide is based on NIC ASIA SIP payment and the procedures related to SIP. It explains what Mini SIP (ELIS) is, how NIC Asia Capital differs from NIC Asia Bank, and the actual process: register on the capital portal, log in there, then pay until you see a success screen.
NIC ASIA Capital lists two contribution routes for ELIS: Mini SIP from Rs 500 and regular SIP from Rs 1,000. This guide shows how to register, find the correct investor portal and check that a payment completed. Verify current terms on the official ELIS page before submitting personal details.
A Short Introduction to NIC ASIA ELIS
NIC Asia Mini SIP is an open-ended mutual fund SIP managed by NIC ASIA Capital with fund sponsorship by NIC ASIA Bank. This Mini SIP is offered under NIC Asia’s Equity Linked Investment Scheme (ELIS) branding. In plain language: you commit a small fixed amount on a schedule, and NIC Asia Capital allots units at the applicable NAV.
NIC ASIA Capital’s current ELIS page lists a Mini SIP from Rs 500 and a regular SIP from Rs 1,000. These are contribution minimums, not a return or safety advantage. Check the live portal for the amount and frequency available when you register.
ELIS is an open-ended, equity-linked mutual fund managed by NIC ASIA Capital. NIC ASIA Bank is the fund sponsor, not the portfolio manager. The manager describes a long-term capital-appreciation objective and an authorized size of NPR 3 billion on its current page. An objective to preserve capital is not a guarantee that unit value cannot fall. Source: https://nicasiacapital.com/our-services/mutual-fund/nic-asia-equity-linked-investment-scheme-elis
NIC Asia Capital vs NIC Asia Bank
| Role | Institution | What you use it for |
|---|---|---|
| Scheme, KYC, units, statements | NIC Asia Capital | SIP registration NIC Asia, SIP login NIC, portfolio after allotment |
| Debit / app payment / standing instruction | NIC Asia Bank (or another bank via ConnectIPS) | SIP payment NIC Asia |
Your mobile banking app can move money. It is not the full SIP record. Units and history belong on the capital portal under your BOID.
Mini SIP vs a standard NIC Asia SIP
NIC Asia Capital may list more than one open-ended SIP ticket. Exact product names should be taken from their live page — verify before you publish numbers in your own notes.
| Mini SIP (ELIS) | Standard SIP ticket (if listed) | |
|---|---|---|
| Why people search it | Lower monthly entry | Larger / “normal” installment |
| Typical minimum | Rs 500 or more as monthly installment | Rs 1000 as monthly installment |
| Portal | Elis NIC Asia Capital (click here) | Mutual Fund NIC Asia Capital (click here) |
| Market logic | Still a market-linked scheme | Same idea, different contribution size |
The Rs 500 minimum makes regular investing more accessible, but it does not make ELIS safer or more profitable. NIC ASIA Capital’s current page says there is no entry load and describes an exit load of up to 1.50% for redemptions within six months, declining to zero after 24 months. Confirm the current schedule and any payment-channel charges before investing.
If you plan to grow the installment with salary, run the path in the step-up SIP calculator before you lock a number you will resent every month.
Key Features of ELIS
Systematic Investment Plan (SIP): It’s a systematic investment plan that allows investors to leverage rupee-cost averaging to buy more units when prices are low and fewer when the prices are high (NAV is high).
SIP Booster: This option allows SIP Investors to purchase additional units of the Mutual Fund beyond their regular payment/contribution in SIP.
Systematic Withdrawal Plan (SWP): It allows you to withdraw a fixed amount of money at regular intervals (monthly, quarterly, or annually).
Systematic Transfer Plan (STP): A transfer arrangement between eligible schemes, where the manager offers it. Do not assume ELIS-to-debt transfers are currently available or that a debt fund preserves capital. Confirm eligible schemes, fees and timing with NIC ASIA Capital.
Salary VANTAGE: Offers a customized solution to corporate employers to enroll their employees in SIP.
Mini SIP: Designed to make SIP Registration accessible to everyone by starting SIP Installment payment of Rs 500 only.
Who Mini SIP may suit — and who should wait
Mini SIP tends to fit if you:
- Want to begin a SIP NIC Asia habit without waiting for a “perfect” surplus
- Prefer a shorter payment path inside the NIC Asia app
- Accept that an equity-linked scheme can fall or rise based on when the market falls or rises
- One who’s able to contribute at least Rs 500 monthly
Wait or redesign if you:
- Need the cash inside roughly three years and cannot tolerate NAV noise
- Chose the scheme only because a headline said “highest return”
- Already hold another equity SIP with nearly the same top holdings
For a comparison method that does not tip a single winner, use Best SIP in Nepal 2026 — how to compare.
What to prepare before SIP registration NIC Asia
Have these ready before you open the sign-up form:
- 16-digit BOID from your Demat account
- Citizenship name and date of birth exactly as printed
- An email inbox you actually check (OTP and recovery)
- Mobile number
- Bank account details for the payment leg
A practical ELIS registration and payment sequence is:
- Demat account
- Matching identity, contact and bank details requested by the ELIS registration form. MeroShare and a CRN are not universal requirements for this SIP payment.
- NIC Asia Capital account and SIP registration
- First installment paid to completion
- Units credited after NAV allotment
Have your 16-digit BOID ready and follow the documents requested by NIC ASIA Capital’s current ELIS form. A CRN is associated with C-ASBA applications and should not be presented as a blanket prerequisite for an open-ended fund SIP. See our Demat, MeroShare and C-ASBA explainer: https://sipcalculatornp.com/demat-meroshare-casba-for-sip/
NIC Asia Mini SIP (ELIS): Registration, Login and Payment
Registering SIPs online via the Issue Manager portal is now easier and faster. Here’s the easy, complete process to start an SIP Investment in the NIC ASIA Equity Linked Investment Scheme for you.
- Visit the ELIS Portal of NIC Asia Capital here.
- Now go to the SIP Registration option showing on the left side of your screen.
- From Scheme Details, choose NIC ASIA EQUITY LINKED INVESTMENT SCHEME,
- Fill in all the details under Application Details. Here, you have to enter your Citizenship Number, NID Number, and PAN No. (if), Mobile Number, Email, Source of Fund, and Bank Account Details.
- Now upload your Citizenship Photo (Both Front and Back) and DEMAT Confirmation Letter. You can get the DEMT Confirmation Letter directly from MeroSharelso, or contact your DP or the parent company, such as a bank.
- Now upload both files, your Citizenship File and DEMAT Confirmation File.
- Under SIP Details, choose the Mini SIP type if you want the lower-entry route. NIC ASIA Capital advertises a minimum from Rs 500; confirm the amount and frequency actually offered by the current form.
- Choose a limited or ongoing plan and an available payment interval that match your goal and cash flow. Read the current terms for amending, stopping or redeeming before you confirm.
- Set the term types to Years, and set the term as per your plan. Here’s an example: I’m planning it for 7 years.
- Now check/tick the feature Enroll in Dividend Re-Investment Plan (DReP), to reinvest every dividend offered by this SIP Scheme.
- Check/click/tap the Standing Instructions Declaration to automate the monthly debit of the SIP Amount, so you don’t have to pay it manually each month; if not, you can skip or ignore this option.
- Check/click both Declaration terms to continue further,
- After accepting the declaration, tap on Continue,
- Now confirm the declaration shown in the pop-up, tap on Proceed to Register,
- Under the payment process, tap on Payment under Do you want to proceed with the payment?
- Choose the available payment method, and process the payment.
- After payment is successful, tap on Continue to Home Page.
- That’s all for the first-time SIP Registration process for NIC Asia Equity Linked Investment Scheme (ELIS).
Additionally, instead of Mini SIP, you can select SIP Type as SIP. After setting SIP, you will see an editable option for your SIP Installment Amount. So, you can set a SIP Installment amount from Rs 1000.
If registration is rejected, check KYC mismatch first — name spelling, DOB, or Demat status — before assuming the scheme is unavailable.
SIP User Creation Process in NIC ASIA Capital (New Portal)
An investor portal can help you check SIP status, payment history and allotted units. Whether you can amend, stop, redeem or make an additional purchase online depends on the options currently available for your scheme. Check the manager’s instructions before relying on a particular button.
- Go to Sign Up page of ELIS, Click here,
- Enter your 16 Digit BOID and Citizenship Number, tap on next,
- Now enter your Full Name, Mobile Number, Email and Set a Password, then tap on Complete Registration,
Note: If you suddenly try to Sign Up your user just after registering the SIP then it may show the message of ‘Your details should be approved before registration!‘ . So, please wait until confirmation mail for SIP Registration from NIC ASIA Capital.
SIP login NIC Asia — use the right door
SIP login NIC means the NIC Asia Capital investor login.
It is not:
- NIC Asia mobile banking alone
- MeroShare
- Your broker / TMS login
After a correct login you should eventually see SIP status, payment or purchase history, and unit balance. A blank holding screen immediately after the first debit is common. Allotment follows NAV application; it is not instant the second money leaves the bank.
Portal links and the usual OTP failures are collected here: SIP login in Nepal.
Paying from the NIC Asia mobile app
If you hold a NIC Asia account, app payment is why many investors pick this manager in the first place. Menu labels change, so follow the live app, but the shape stays stable:
- Open the NIC Asia MOBANK (Mobile Banking App of NIC ASIA Bank),
- After logging in, go to the Payments section and tap on NIC ASIA Capital,
- Now tap on NIC ASIA ELIS,
- Enter your ELIS SIP Number, 16 Digit BOID, Your Name as per DEMAT or in your SIP, installment amount and confirm,
- Tap to confirm the payment as in other regular processes,
- That’s all.
With these simple steps, you can easily proceed with NIC ASIA SIP Payment for ELIS. Like this, you can follow the same process for NIC ASIA Dynamic Debt Fund too.
NIC ASIA ELIS SIP number: can be found in your previous payment slip or unit allotment slip sent in your mail or directly at NIC ASIA ELIS portal’s user dashboard.
NICA ASIA SIP Payment Automation
Availability of scheduled payments and ConnectIPS e-mandates can change. If your NIC ASIA mobile banking app shows a scheduled merchant-payment option for ELIS, check the merchant name, SIP reference, amount and date against your capital-portal record before enabling it. Confirm current automation support with NIC ASIA Capital or your bank.
- Open the NIC Asia MOBANK (Mobile Banking App of NIC ASIA Bank),
- After logging in, go to the Payments section and tap the three-dot (option icon showing on the top left side of your mobile banking screen,
- Now tap on Saved/Schedule Payments,
- Search for the Merchant as NIC ASIA ELIS,
- Now fill out the SIP Number, 16 Digit BOID, Your Name as per DEMAT or in your SIP, installment amount, schedule start date and time and confirm,
- Enter your transaction PIN or use biometric (if) to proceed with the transaction setup,
- That’s all.
A scheduled bank payment can reduce missed installments, but check whether it is a recurring instruction or only a saved payment. The bank and payment gateway may change their charges; review the fee shown before confirming. Keep a receipt and reconcile the payment with your ELIS allotment record.
If you don’t have NIC ASIA Mobile Banking
For payments from another bank, use a channel currently listed by NIC ASIA Capital for your scheme. ConnectIPS availability, wallet options and fees can differ by portal and change over time. Confirm the beneficiary and SIP reference before paying, then check the capital statement for allotment.
To reduce missed months, set automation where available: SIP e-mandate process.
How do I check my NIC Asia SIP portfolio?
Check using ELIS Portal:
- Log in to ELIS with your ELIS username and password.
- In the Dashboard, you will see your Subscribed/purchased units of SIP,
- That’s it.
Check using MeroShare App:
- Log in to the MeroShare app,
- Go to My Shares; here you will find your Nic Asia Equity Linked Investment Scheme (open-ended Mutual Fund) (NICAES),
- That’s it.
After allotment, on the NIC Asia Capital dashboard. Method overview: How to check SIP portfolio in Nepal.
Frequently asked questions
It is NIC Asia Capital’s lower-entry SIP route under the Equity Linked Investment Scheme label starting from Rs 500 per month.
In conversation, people say bank. In process, NIC Asia Capital runs registration, login, and units. The bank mainly helps you pay.
No. You need Demat/BOID and a capital portal account. A NIC Asia account only shortens the SIP payment NIC Asia path. Others typically use ConnectIPS.
Often quoted as Rs 500 monthly. Verify on the current factsheet before you register — do not trust an old screenshot on a blog (including this one if it ages).
On the NIC Asia Capital portal. Not MeroShare. See SIP login.
Usually through an amendment on the capital portal — confirm the live process. Stress-test the new amount in the step-up SIP calculator.
Mini SIP lowers the starting contribution, but ELIS remains a market-linked investment. Before registering, compare its equity exposure, latest NAV and portfolio reports, exit-load schedule, and payment options with your own time horizon. Use the official NIC ASIA Capital page for current terms.
Mutual fund investments are subject to market risk. This article is educational content for Nepali investors. It is not personalized financial advice and not an endorsement of NIC Asia Capital or any scheme. Verify every figure with the fund manager before you invest.
