I first used NIBL Sahabhagita Fund and later NMB Saral Bachat Fund–E. This guide records the NMB portal steps I used to pay an instalment, check the completed amount and find the manager’s statement. The screen labels and payment methods can change, so verify each step on NMB Capital’s current official portal.
NMB Capital manages NMB Saral Bachat Fund–E, an open-ended equity mutual fund. Its official scheme page explains that units are bought and redeemed through the manager or its portal, and that the scheme is not listed on NEPSE. Read its current documents and daily NAV before paying. A bank may provide a payment channel, but the fund is not a bank deposit and returns are not guaranteed.
NMB SIP Payment Process
The following steps describe the NMB Capital portal payment route. Before paying, confirm the current methods and portal address on NMB Capital’s official site because interfaces and supported channels can change.
- Log in to the Payment Portal of NMB Mutual Fund, click here,
- From the Dashboard, tap on SIP>SIP Payment,
- Now tap on Load to refresh the data; it will show all pending installments to be paid,
- Now select the Number of Installments that you want to pay; here, out of 23, I am going to pay only for 9 previous installments now,
- Then tap on Proceed for Payment; it will show the payment options in a pop-up. Here I am choosing connectIPS,
- Scan the generated connectIPS QR using your mobile banking app; you can also directly log in to your connectIPS user for payment,
- Proceed with the payment as usual using your mobile banking app,
- After successful payment, it will redirect to the Dashboard of your user, showing a pop-up of transaction successful; tap on Submit,
- That’s all for SIP Payment NMB.
NMB SIP payment receipt example
A payment confirmation tells you which instalments were actually paid. It does not by itself establish the number of units allotted or the NAV applied. After payment, compare the completed instalments and reference with your NMB Capital statement.
From my own NMB SIP payment — Basanta Limbu: I initially selected nine overdue instalments but ultimately completed payment for six. The completed receipt reflected six, so I checked the final paid amount instead of assuming every selected instalment was settled. In my experience, NMB units typically appeared about three to four business days after payment; that is an observation, not a guaranteed processing time. Check the official portal for your transaction status and contact NMB Capital if the statement does not match your payment reference. See my allotment reconciliation example for the checks to make.
NMB SIP Login Process
- If you are confused in the SIP Login portal, then here’s the simple steps for you,
- Go to the Mutual Fund NMB Portal, click here,
- Enter your Username and Password,
- Tap on LOG IN,
- That’s all; you will be successfully logged in to your SIP Management Portal.
NMB SIP Registration Process (New investors)
If you are new and planning to start SIP Investment with NMB Capital’s NMB Saral Bachat Fund -E, then this tutorial will be helpful for you. Here I have shared complete steps in detail to make it easy for NMB SIP Registration and also the first NMB SIP Payment Installment that you need to make.
- Go to the SIP Registration portal of NMB, click here,
- Fill out the Applicant Details: Select the DP, enter your BOID, Mobile Number, Date of Birth in English Calendar, and Citizenship Number,
- Enter your name as Payee Name, enter the SIP Installment Amount, select the Model of SIP as ‘Limited – For Fixed Time or Unlimited – For infinite time period’,
- Now set the SIP Interval as Monthly or Quarterly, based on your requirement,
- If you select a limited contribution schedule, confirm the last installment date shown by the portal. This is not necessarily a maturity date for your existing mutual fund units; redemption follows the scheme’s separate rules.
- Now enter your Bank Details, select the Bank which you want to include as the beneficiary bank and enter account number,
- Select the actual source of funds under Declaration,
- Now upload your citizenship front & back, DEMAT Confirmation Letter,
- Enter your email and tap on GET OTP, enter the OTP sent to your mail,
- If dividend reinvestment is offered, read the scheme’s terms and choose it only if it matches your preference. Reinvestment is not automatically better for every investor.
- Now scroll down and choose the Payment method; here I am choosing connectIPS and tapping on Proceed For Payment to start the first NMB SIP Payment in this registration process,
- Enter the login details of connectIPS or directly scan the generated QR using your mobile banking app,
- Confirm the payment; that’s it.
Easy Guides
Depository Participant (DP): Select the bank, capital company, or Depository Participant where your DEMAT account is maintained. This is not necessarily NMB Capital. If you are unsure, check your MeroShare profile, DEMAT confirmation letter, or contact your Depository Participant before continuing.
BOID and Client ID: Your BOID is the complete 16-digit DEMAT account number. The first eight digits identify your Depository Participant, while the final eight digits represent your Client ID. If the NMB Capital registration portal asks you to select a DP and enter a Client ID separately, choose the correct DP and enter the last eight digits of your BOID. Preserve any leading zeros.
Document size and format: Upload only the documents requested on NMB Capital’s official registration portal. File types and maximum sizes may change when the portal is updated, so follow the current instructions shown beside each upload field. Do not rely on document requirements from another capital company.
FAQ
No, they are different entities. NMB Bank holds the subsidiary called NMB Capital for share-related transactions, and NMB Bank deals in banking activities rather than the share and investment part, which NMB Capital carries.
An NMB Bank account is not necessarily required to invest. Confirm the bank accounts and payment channels currently accepted by NMB Capital for this scheme.
Check NMB Capital’s official statement or portal for units and transactions. MeroShare may show units recorded in your DEMAT account, but it is a supplementary view and may not display all SIP details.
You can estimate your returns on SIP using the SIP Calculator.
Conclusion
Use only a payment channel currently listed by NMB Capital, keep the transaction reference and verify that units are allotted after the payment is processed. Review the latest scheme rules before registration or redemption.
Mutual fund investments are subject to market risk. Educational content only — see financial disclaimer.
