sip login

SIP Login Nepal (2026) — All Capital Portal Links

Nepal has no single login page for every mutual fund SIP. Your fund manager normally handles SIP registration, payments and transaction statements. A bank may provide a payment channel, while MeroShare may display units recorded in your DEMAT account. Identify your exact scheme before choosing a portal.

So when someone tells me “I forgot my SIP login,” my first question is never about the password. It is always: which capital company holds your scheme?

If a holding does not appear in MeroShare, it does not by itself prove that a payment failed or units are missing. Compare the fund manager’s dated statement and your bank record, then contact the manager if they do not match.

This directory helps you identify the fund manager’s portal and troubleshoot common access issues. Before signing in, verify the portal link from the manager’s official website because addresses and screens can change.

Why there is no single SIP login in Nepal

In Nepal, an open-ended mutual fund SIP is registered directly with the fund manager (the “capital” company), not with the commercial bank whose name is on the scheme or with the TMS account required to buy/sell every share traded in NEPSE.

That distinction is the source of most login confusion. A few examples of how the naming works:

  • You bank with Nabil Bank, but your SIP account sits with Nabil Investment Banking.
  • You bank with NMB, but the SIP sits with NMB Capital.
  • You bank with NIC Asia, but the SIP sits with NIC Asia Capital.

Your bank app may provide a payment route, while the fund manager’s portal or statement is the main place to check SIP transactions and allotments. Some schemes accept payments from banks other than the bank associated with the manager; confirm supported methods on the official scheme page.

Accounts you may encounter when investing through a SIP

AccountWhat it is forWhere you log in
Demat / BOIDHolds your units electronicallyYour DP (bank or broker)
MeroShareIPO applications, portfolio viewmeroshare.cdsc.com.np
Capital company portalYour actual SIP — registration, installments, statementThe fund manager’s own site

For registration, mandate or transaction history, start with the fund manager. For DEMAT holdings, MeroShare may offer a supplementary view where supported.

Related: if you have not opened these yet, start with How to Open a SIP Account in Nepal.

SIP login portal directory (all major Nepali capital companies)

Use the scheme’s official fund-manager website to confirm its current login address before entering credentials. The links below are a convenience and may change without notice.

SIP Schemes

Security check: Follow the portal link from the fund manager’s official website and confirm the domain before entering credentials. Never share your MeroShare password, bank PIN or OTP with a person claiming to help by phone or message. If a page asks for unexpected credentials, stop and contact the fund manager through its published contact details.

What you need before you can log in (Requirements before Login)

Have the identifiers requested by your specific portal available. The fields and recovery process differ by fund manager.

1. Your 16-digit BOID. This is your Demat number. Many portals use it as the username, or ask for it during password reset. You will find it in your MeroShare profile or on your DP’s account-opening slip.

2. The email address you registered with. Not your newest Gmail — the one you gave during SIP registration. OTPs go there, and portals match on it exactly.

3. Your username and password. Created at signup, which is a separate step from opening a Demat account.

4. Your mobile number. Some portals send the OTP by SMS instead of email.

If your registered email, mobile number or other details have changed, the portal may reject a login or recovery attempt. Use its published update process or contact the fund manager; a written request or branch visit may be required by some managers.

How to log in to your SIP portal

On the verified fund-manager portal, use the username or BOID format shown on its login screen, together with your password and any required OTP. Do not shorten a 16-digit BOID to eight digits unless the portal explicitly asks you to. Portal features and statement timing vary by scheme.

The examples below illustrate common portal steps. Buttons, credentials and recovery procedures differ by manager and may change, so follow the instructions displayed on the verified portal.

SIP registration: getting a login in the first place

If you have not created a fund-manager portal account, use that manager’s official registration instructions. A bank account or MeroShare login does not automatically create an account on every SIP portal. Check the scheme’s current requirements before starting.

sip register

The sequence, in the order it actually happens:

  1. Open a Demat account with a DP. You get a 16-digit BOID.
  2. Check whether MeroShare or a CRN is required for the chosen scheme or payment route; do not assume every portal requires them.
  3. Pick your scheme — decide which open-ended fund you want before you sign up anywhere.
  4. Create a client account on that fund manager’s portal using your BOID, citizenship number, name and date of birth exactly as they appear on your ID. It’s the SIP registration process.
  5. Verify your email with an OTP, then set your username and password.
  6. Set the amount and interval allowed by the scheme; complete a mandate only if you choose a supported recurring payment method.
  7. Make the first payment using the fund manager’s current instructions, then verify receipt and unit allotment.

The step people skip is number three. If you register on the wrong portal, you end up with a login that works perfectly and shows nothing, because your scheme is elsewhere.

Once the account exists, the payment side is covered separately in the SIP payment guide for all major schemes.

Login problems and how to actually fix them

The following problems can occur on fund-manager portals; their causes differ by scheme and account.

“Invalid BOID” even though the number is right

A BOID normally has 16 digits. Compare the number with your DP or MeroShare record and enter it in the format the official portal requests. If the portal still rejects it, ask the fund manager to check whether your account is registered.

The OTP never arrives.

Check the spam folder and confirm that the email or mobile number on your fund-manager account is current. Delivery may be delayed or blocked. If the OTP still does not arrive, use the portal’s official recovery process or contact the manager; do not keep requesting codes repeatedly.

Also give it a few minutes before requesting again. Requesting repeatedly can temporarily block further OTPs.

Forgot password, and reset does nothing

Use the official password-reset process first. If it fails, check the registered contact details and contact the fund manager through its published support channel; do not keep retrying or send passwords by email.

Account locked after failed attempts.

If the account is locked, follow the portal’s displayed recovery instructions or contact the fund manager. Avoid repeated guesses, which can delay access.

Logged in, but the dashboard shows no units.

Possible reason for not showing SIP units:

  • Your first installment may still be pending. Compare the bank debit and the manager’s payment receipt, then check the scheme’s allotment schedule. Ask the manager if units remain absent beyond its stated processing time.
  • You are logged into the wrong capital company’s portal. For example, NIC Asia ELIS and NIC Asia Dynamic Debt Fund have different portals.
  • A bank debit or receipt may be missing, delayed or recorded through a different payment route. Check the fund manager’s transaction statement and your payment-channel record before concluding whether the installment was accepted; contact the manager if the records disagree.

Keeping your SIP login secure

This is a financial account holding real money, so treat it like one.

Use a password you do not use anywhere else. Do not save it in a browser on a shared office computer — I have seen this at branches more often than I would like. Never share an OTP with anyone who calls claiming to be from the capital company; staff does not need your OTP to help you. And after checking your portfolio on someone else’s phone, log out properly instead of just closing the tab.

If you receive an SMS or email about a SIP transaction you did not make, contact the capital company the same day.

Frequently asked questions

Can I log in to my SIP through MeroShare?

No. MeroShare is a separate CDSC service. It may display mutual fund units recorded in your DEMAT account, but it does not replace the fund manager’s SIP registration, mandate or payment records, and some open-ended holdings may not appear there.

Is the SIP login the same as my mobile banking login?

No. They are separate systems with separate credentials and user interface. Mobile banking is used to pay the installment; the portal is where the SIP itself is managed.

I have SIPs with two different capital companies. Do I need two logins?

Yes, one per capital company. There is currently no unified SIP dashboard in Nepal covering every fund manager.

Can I change my registered email or phone number online?

Possibly. Check the fund manager’s official profile-update procedure. It may require identity verification, a signed request or a branch visit; do not send identity documents to an address found only in a search result.

What if I never received login details after registering?

First confirm that your SIP registration was accepted and that your contact details match the application. Account activation and login creation differ by manager. Check the official portal’s recovery instructions and your registered email, then contact the fund manager with your application reference if access is still missing.

Does logging in cost anything?

No. Portal access is free. The costs in a SIP are the fund’s own charges — DP charges, entry or exit loads where applicable, and fund management fees.

If you are still deciding whether to start at all, the fuller explanation is in SIP in Nepal: a beginner’s guide.

If a portal link or step has changed, check the fund manager’s official website and contact the manager directly. You can also report a broken link through this site’s contact page so the directory can be reviewed.

Educational content for Nepal mutual fund investors. Not personalised financial advice. Verify figures with fund managers and licensed advisors before investing.

Written by

Basanta Limbu

Basanta Limbu works in Nepal’s banking sector and builds free financial calculators and practical guides about SIPs, mutual funds and personal finance for Nepali readers. His articles are educational and are not personalised investment advice.

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