If you have been researching the best ways to grow your money in the Nepalese stock market, you have almost certainly come across the name Nabil Invest. As the capital market arm of one of the nation’s most trusted commercial banks, they offer a few different mutual fund schemes. However, for investors who want to maximize their long-term wealth, the standout choice is usually the Nabil Flexi Cap Fund SIP.
With the rooted trust in Nabil Bank, its subsidiary (Nabil Investment Banking) has a greater opportunity to optimize the Scheme to make it the best and most solid SIP Scheme among the other 6 schemes launched by different competitors. But the question is, what exactly makes this specific fund so popular? Is it actually better than standard equity funds, and more importantly, is it the right place for your monthly savings? Let’s strip away the complicated financial jargon and do a complete, honest review of this fund, how it works, and what kind of returns you can realistically expect.
What Makes This Fund Different?
To understand why the Nabil Flexi Cap Fund SIP is so highly recommended, you have to look at those two words: “Flexi Cap.”
In the stock market, companies are usually categorized by their size (market capitalization). There are large-cap companies (massive, stable banks and corporations) and small-cap companies (smaller, riskier businesses with huge growth potential).
Many mutual funds are strictly locked into investing in just one category. A Flexi Cap fund removes those chains. The fund managers at Nabil Invest have the total freedom to dynamically shift your money between large, medium, and small companies depending on where the market is moving.
For example, if the banking sector fails to perform well in the market, on the other hand, if the hydropower sector is booming, they can quickly increase investment in that sector to grab the profit. So, this powerful tool set by them makes it an incredibly powerful tool for navigating the ups and downs of the NEPSE.
Historical Returns and Dividend Performance
When you start a Nabil flexi cap fund SIP, you aren’t just hoping for the best; you are looking at a fund with a solid, proven track record. As an open-ended mutual fund, it rewards its investors through cash dividends based on the profits it generates throughout the fiscal year.
Let’s look at its recent performance:
- FY 2080/81: The fund delivered a 5% cash dividend.
- FY 2081/82: The fund flexed its aggressive growth strategy and delivered an impressive 9% cash dividend.
Beyond just the cash payouts, the NAV (Net Asset Value) has remained highly competitive. This means that even when you aren’t receiving a direct cash dividend, the underlying value of your mutual fund units continues to compound and grow over time.
How to Start a Nabil Flexi Cap Fund SIP Online
If the numbers look good to you and you are ready to start investing, the process is incredibly straightforward. You don’t need to visit a physical Nabil Bank branch. Everything is handled digitally through their capital management portal.
Step 1: Creating Account with Nabil Investment
At first, you need to create an Account with Nabil Investment.
- Go to Nabil Investment Mutual Fund Page, click here,
- Now click/tap on ‘Sign up’,
- Now in ‘Create a New Account’ section here you have to fill out all the details as shown in the screenshot,
- Choose ‘Account Type’ as Individual if you are registering as Person (not Firm/Organization),
- Choose your Depository Participant (DP – Where is your DEMAT Account), here i am choosing NIC Asia Bank, if you have Demat on Nabil Bank then Choose Nabil Investment Banking,
- Now enter the last eight digit (Called ‘Client ID’) of your DEMAT,
- Enter your Mobile No. and then Email Address, after adding email tap on ‘Send OTP’,
- Now enter the OTP to validate the mail, you can check the OTP that has been received in your Mail (Gmail or any other),
- Now fill out your Bank Details (You can also enter any other BFIs details besides the same Bank in DEMAT),
- Now upload the Demat Confirmation file by tapping/clicking on Upload,
- Now set a PIN that is required while logging in to your account,
- After that check the terms and then tap on Create Account,
That’s All.
Step 2: Starting SIP with Nabil Investment
- Go to Nabil Invest: Visit the official Nabil Investment Banking website, click here and enter the Login Details that we created above.
- Click on SIP Registration: Look for the Systematic Investment Plan section. Find the Start SIP and tap on it (shown under Transact),
- Choose Mutual Fund Scheme: Now choose the Mutual Fund Scheme where you want to Invest (as there are two SIP in Mutual Fund by Nabil Investment),
- Configure your SIP Plan: Choose how much you want to invest at each interval (Monthly, Quarterly, Semi-annually or Annually), You can usually start with an amount as low as Rs. 1,000.
- Set Your Amount: Choose how much you want to invest every month. You can usually start with an amount as low as Rs. 1,000.
- Choose the SIP Model: Choose the Model as ‘Limited’ if you want to invest for certain period,
- Set Interval: Choose the Term (Year or Months) upto you want to invest into SIP.
- Subscribe: After configuring all tap on Subscribe,
- Declare the Source of Fund: Now you have to choose the source of fund as per your current Job status, and tap on I Agree & Continue,
- Confirm the SIP: Now here you will see the details of your SIP Plan, so make sure all are correct and as per you. Now choose the Payment Method and tap on Confirm & Pay,
- That’s all to start Nabil Flexi Cap Fund SIP online.
Is This the Right Fund for You?
Before you pull the trigger, you should make sure this scheme matches your financial timeline.
Because this is a highly dynamic equity fund, it is built for the long term. If you are saving for a goal that is only two or three years away, this is not the right choice for you. The stock market is too unpredictable in the short term. However, if you are planning to invest for 5, 10, or 15 years, the aggressive growth strategy of this fund is exactly what you need to crush inflation and build serious wealth.
Conclusion
Building a massive financial portfolio requires time and the right experts. So, starting with Nabil Flexi Cap Fund SIP is one of the best decisions for you, with their professional team backend by one of Nepal’s strongest banking institutions. They do the heavy lifting of analyzing the market, while you automate your monthly payments. Choose a comfortable monthly amount, set up your payment mandate, and let the flexibility of this fund work its magic for your future.
💬 1 Comment