Financial Calculators for Nepal: SIP, FD, RD & SWP

Choose a calculator for the question you actually need to answer: how a regular mutual fund contribution might grow, what a bank deposit could pay under a stated rate, or how long planned withdrawals might last. All tools use Nepali rupees and let you change key assumptions. The results are illustrations, so compare them with the terms, fees, taxes and dates in your bank or fund manager’s documents.

These calculators are designed for educational planning using Nepali currency and adjustable inputs relevant to common financial products in Nepal. They apply simplified formulas and stated assumptions, so their outputs may differ from actual bank or fund statements because of institution-specific calculation methods, transaction timing, fees, taxes, changing rates and product terms. Verify actual values with the relevant bank or fund manager.

Calculators Offered in SIP Calculator Np Website

SIP Calculator — Estimate a possible future value from monthly contributions, an assumed annual return and an investment period. The assumed return is adjustable and is not a scheme forecast.

Step-Up SIP Calculator — Compare a fixed monthly contribution with one that increases each year. The difference is an illustration based on the return assumption you enter.

RD Calculator — Estimates recurring-deposit growth using the deposit amount, interest rate, tenure, tax and compounding assumptions entered by the user. Actual maturity values depend on the bank’s product terms, deposit-crediting dates, tax deductions and any applicable penalties.

FD Calculator — Projects a hypothetical fixed-deposit maturity value using the selected principal, rate, tenure and compounding assumption. Confirm the actual interest-crediting method, taxes and withdrawal conditions with the selected financial institution.

SWP Calculator — Planning to withdraw a fixed amount each month from an existing corpus? This tool shows how long your money lasts and what your remaining balance looks like year by year.

Retirement Planning Calculator — Explore how your savings target changes when you adjust inflation, expected returns, retirement age and optional EPF, CIT or SSF balances. Use your own assumptions; future inflation is uncertain.

How to Use These Tools

These calculators are free to use without creating an account. Enter planning assumptions, review the result and adjust the inputs to compare scenarios. Do not enter a BOID, bank account number or login credentials into a projection tool. For information about site data and cookies, read the Privacy Policy.

Quick check on a SIP illustration: Rs 1,000 contributed every month for five years means 60 payments and Rs 60,000 paid in total before fees. The projected value shown by a calculator under your chosen return assumption is a separate hypothetical figure. Compare it with Rs 60,000 to understand the modelled gain or loss, then test a lower assumed return as well. Actual units and value depend on each purchase’s applicable NAV, charges and distributions. See the SIP return calculation guide for the difference between an illustration and a statement-based result.

“These are estimates only. Consult a SEBON-registered advisor before investing.”